[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ledeo.cz\/jak-snizit-sve-mesicni-naklady\/#Article","mainEntityOfPage":"https:\/\/www.ledeo.cz\/jak-snizit-sve-mesicni-naklady\/","headline":"Jak sn\u00ed\u017eit sv\u00e9 m\u011bs\u00ed\u010dn\u00ed n\u00e1klady","name":"Jak sn\u00ed\u017eit sv\u00e9 m\u011bs\u00ed\u010dn\u00ed n\u00e1klady","description":"Prvn\u00edm krokem ke sni\u017eov\u00e1n\u00ed n\u00e1klad\u016f je zn\u00e1t, kolik v\u00e1s v\u016fbec \u017eivot stoj\u00ed. Kolik m\u011bs\u00ed\u010dn\u011b plat\u00edte? M\u00e1te hypot\u00e9ku nebo plat\u00edte n\u00e1jem, poji\u0161t\u011bn\u00ed, auto? Kolik pen\u011bz sypete do potravin? Chod\u00edte se bavit nebo m\u00e1te zv\u00ed\u0159\u00e1tka? Je pot\u0159eba si sepsat v\u0161echny p\u0159\u00edjmy a v\u00fddaje. Ide\u00e1ln\u00edm stavem je u\u0161et\u0159it ka\u017ed\u00fd m\u011bs\u00edc alespo\u0148 10 % sv\u00e9ho hrub\u00e9ho platu. Je to […]","datePublished":"2019-07-06","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.ledeo.cz\/author\/#Person","name":"","url":"https:\/\/www.ledeo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ledeo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ledeo.cz\/wp-content\/uploads\/img_a349758_w2289_t1564837506.jpg","url":"https:\/\/www.ledeo.cz\/wp-content\/uploads\/img_a349758_w2289_t1564837506.jpg","height":0,"width":0},"url":"https:\/\/www.ledeo.cz\/jak-snizit-sve-mesicni-naklady\/","wordCount":532,"articleBody":"Prvn\u00edm krokem ke sni\u017eov\u00e1n\u00ed n\u00e1klad\u016f je zn\u00e1t, kolik v\u00e1s v\u016fbec \u017eivot stoj\u00ed. Kolik m\u011bs\u00ed\u010dn\u011b plat\u00edte? M\u00e1te hypot\u00e9ku nebo plat\u00edte n\u00e1jem, poji\u0161t\u011bn\u00ed, auto? Kolik pen\u011bz sypete do potravin? Chod\u00edte se bavit nebo m\u00e1te zv\u00ed\u0159\u00e1tka? Je pot\u0159eba si sepsat v\u0161echny p\u0159\u00edjmy a v\u00fddaje. Ide\u00e1ln\u00edm stavem je u\u0161et\u0159it ka\u017ed\u00fd m\u011bs\u00edc alespo\u0148 10 % sv\u00e9ho hrub\u00e9ho platu. Je to pro v\u00e1s re\u00e1ln\u00e9? Pokud ne, m\u016f\u017eete se za\u010d\u00edt d\u00edvat na to, kter\u00e9 v\u00fddaje by \u0161li ze seznamu vy\u0161krtnout a p\u0159idat je k\u00a0\u00faspor\u00e1m.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 N\u00e1kupyPod\u00edvejte se, kde v\u00e1m pen\u00edze ut\u00edkaj\u00ed za zbyte\u010dnosti. Vy\u0161krtn\u011bte v\u0161echny v\u011bci, kter\u00e9 v\u016fbec nepot\u0159ebujete. Mluv\u00edm nap\u0159\u00edklad o sv\u00ed\u010dk\u00e1ch a obr\u00e1zc\u00edch. Tak\u00e9 je zbyte\u010dn\u00e9 kupovat nov\u00e9 tal\u00ed\u0159e jenom kv\u016fli tomu, \u017ee u\u017e se mi ty star\u00e9 nel\u00edb\u00ed, \u017ee jo? Zeptejte se taky samy sebe, jestli nem\u00e1te p\u0159\u00edli\u0161 n\u00e1ro\u010dn\u00e9 d\u011bti a jestli t\u011bch hra\u010dek u\u017e opravdu nemaj\u00ed dost.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bydlen\u00edP\u0159\u00edst\u0159e\u0161ek je druh\u00fdm z\u00e1kladn\u00edm kamenem Maslowi pyramidy pot\u0159eb, a tak je d\u016fle\u017eit\u00e9 se pozastavit nad t\u00edm, jak vyu\u017e\u00edv\u00e1m prostor, ve kter\u00e9m bydl\u00edm. Jsem obklopena zbyte\u010dnostmi, kter\u00e9 pouze zab\u00edraj\u00ed m\u00edsto a sb\u00edraj\u00ed na sob\u011b vrstvy prachu nebo v\u011bdom\u011b vyu\u017e\u00edv\u00e1m ka\u017ed\u00fd kout? Vysta\u010dila bych si s\u00a0n\u011b\u010d\u00edm men\u0161\u00edm, s\u00a0n\u011b\u010d\u00edm jednodu\u0161\u0161\u00edm? Tak\u00e9 je mo\u017en\u00e9 u\u0161et\u0159it na energi\u00edch, zejm\u00e9na kdy\u017e porovn\u00e1me dod\u00e1vku s\u00a0jin\u00fdmi spole\u010dnostmi. P\u0159echodem k\u00a0\u00fasporn\u00fdm \u017e\u00e1rovk\u00e1m a spot\u0159ebi\u010d\u016fm p\u0159ilep\u0161\u00edme nejen svoj\u00ed pen\u011b\u017eence, ale i p\u0159\u00edrod\u011b.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 J\u00eddloKolik j\u00eddla t\u00fddn\u011b vyhod\u00edm? Kupuju jen to, co doopravdy dok\u00e1\u017eu sn\u00edst? Kolik pen\u011bz nav\u00edc plat\u00edm za atraktivn\u011bj\u0161\u00ed obaly v\u00fdrobk\u016f, kter\u00e9 jsou stejn\u011b kvalitn\u00ed jako ty v\u00a0m\u00e9n\u011b hez\u010d\u00edch obalech?U j\u00eddla je pot\u0159eba pl\u00e1novat nap\u0159. na t\u00fdden dop\u0159edu a podle toho nakupovat. U polo\u017eek s\u00a0vy\u0161\u0161\u00ed cenou je tak\u00e9 vhodn\u00e9 nakouknout do ak\u010dn\u00edch let\u00e1k\u016f, zda n\u011bkde na dan\u00e9 zbo\u017e\u00ed nen\u00ed sleva.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 DopravaV\u00a0n\u011bkter\u00fdch kraj\u00edch je mo\u017en\u00e9 si za\u0159\u00eddit pr\u016fkazky na MHD v\u00a0kombinaci s\u00a0jin\u00fdm dopravn\u00edm m\u00e9diem a u\u0161et\u0159it t\u00edmto zp\u016fsobem. Pokud jezd\u00edte autem, op\u011bt se zamyslete, jestli by pro va\u0161e \u00fa\u010dely nesta\u010dilo auto jednodu\u0161\u0161\u00ed nebo rad\u011bji \u017e\u00e1dn\u00e9. Posledn\u00edm krokem u\u017e je m\u00edt dostate\u010dn\u011b jasn\u00fd c\u00edl a discipl\u00ednu. Pro\u010d pen\u00edze \u0161et\u0159\u00edm\/na co je pou\u017eiji a co mi to p\u0159inese? Je v\u00edce ne\u017e jasn\u00e9, \u017ee se n\u011bjak\u00fdm z\u00e1sadn\u00edm zp\u016fsobem nelze omezovat dlouho, ale jako kr\u00e1tkodob\u00e9 krizov\u00e9 \u0159e\u0161en\u00ed doporu\u010duji za\u010d\u00edt s\u00a0t\u011bmito kroky.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak sn\u00ed\u017eit sv\u00e9 m\u011bs\u00ed\u010dn\u00ed n\u00e1klady","item":"https:\/\/www.ledeo.cz\/jak-snizit-sve-mesicni-naklady\/#breadcrumbitem"}]}]